• 2024-25 Health Insurance Open Enrollment Information

    Changes will take effect on July 1st

    This is a 100% enrollment with a representative. This year’s retirees do need to enroll and staff who are not returning to Willard next year do not need to enroll.

    Open enrollment is April 29-May 10, 2024 (click here for building schedule for dates/times)

     Medical Plan Benefit Updates


    • Claims Processing will now be handled through Show-Me Health Administrators.
    • Cigna will be the new carrier for the Dual (Cox/Mercy) plans as of 7/1.

    Copay update

    In-Network Guide

    24-25 Health Ins. Summary & Rates

    24-25 Dental & Vision Rates

    Anyone who is interested in discussing their info on a one on one basis, contact Benefits Coordinator, Shelly Vaughn, or Health Plan Management Group. It’s best to familiarize yourself with what you are currently enrolled in prior to this meeting, so you don't feel rushed and can get all your questions answered within the allotted time. 

Open Enrollment FAQs

  • What do I need to bring to my enrollment meeting?

  • When do new benefits take effect?

  • What plan options do we have available, and what will they cost?

  • How do I know what providers are covered under each plan?

  • When will insurance cards be mailed?

  • What happens with my current deductible?

  • What is an Explanation of Benefits?

  • How do I know if my dentist is in network?

  • Does my newborn have coverage?

  • Will the onsite Cox flu shots be covered in-network for all plans?

  • Will the Mercy Mobile Mammogram Bus be covered in-network for all plans?

  • Are international providers covered in-network for all plans?

  • How do I know what I'm currently enrolled in?